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Get the best mortgage loan for you in California

When you decide to buy a home or refinance a mortgage in California, it's a big decision. You can trust first California Financial to find the loan program with the lowest possible interest rate that's best for you. With our proprietary system of paperless, electronic and online mortgage brokering, we can provide some of the lowest rates and terms available in California. Deal directly with us, we do not send you out to  other companies , we consider you our private client.  

Buying a new home in California can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust us to make the process as smooth as it can be with, with status updates along the way. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan here in California is like getting the keys to your new house! We can help you get there and we will help get you qualified as quickly as possible for your home loan.

Refinancing your mortgage loan in California has never been easier with us. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We are completely paperless and this allows for the most efficient and effective in the processing of your loan. Let our professionals guide you to the very best refinanced loan!

GET A  FREE RATE QUOTE NOW! or call 800-562-6770

Our mortgage professionals give you the personal attention you deserve and treat you with the respect as a private client. We understand you're making a commitment in buying a new home or refinancing a mortgage. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please call us today and allow us to help you refinance your home loan, qualify for the purchase of your new home or help you with any home loan needs you may have here in California. Find out now what we can do for you and how easy it is to get started.

ProductAvg. RateChg.
30 Yr Fixed4.70--
15 Yr Fixed4.14--
FHA 30 Yr4.45--
Jumbo 30 Yr4.72-0.01
5/1 Yr ARM3.94-0.01
About RatesGet Widget
ProductAvg. RateChg.
MORTGAGE NEWS :
 
Lowest Mortgage Rates This Month!
11/15/2018 5:00 PM
Mortgage rates hit their lowest levels of the month today! Sure, that"s only 10 business days for the mortgage world, but we"ll take every little victory we can get these days. Why is that? Because "these days" have been pretty rough. Exactly one week ago, rates were at their highest levels in nearly 8 years. The assertion about today"s rates runs ...Read More
 
Afternoon Mortgage Rate Improvements For Most Lenders
11/14/2018 3:57 PM
Mortgage rates began the day in roughly unchanged territory. Some lenders were microscopically stronger or weaker compared to yesterday, but not enough to impact the average mortgage borrower. For the first few hours of the day, it looked as if rates would stay unchanged or possibly move slightly higher. That all changed when stocks began losing gr...Read More
 
Token Improvement For Mortgage Rates
11/13/2018 3:50 PM
Mortgage rates improved by what could only be described as a token amount today. In other words, we"re not talking about any major changes. In fact, mortgage rates themselves will be unchanged from Friday for almost any scenario. As is so often the case, we can only measure the change in terms of "effective rates" (which take upfront costs into con...Read More
 
Mortgage Rates Steady Ahead of Holiday Weekend
11/9/2018 5:25 PM
Mortgage rates were mixed today, depending on the lender. Most lenders began the day in slightly worse shape compared to yesterday. Bond markets improved enough by mid-day that many lenders were able to offer positive reprices (new, better rate sheets). Lenders typically don"t change mortgage rates more than once a day unless underlying markets hav...Read More
 
Mortgage Rates Edge Back Up to Early 2011 Levels
11/8/2018 4:02 PM
Mortgage rates moved back up today, leaving them right in line with the highest levels of the week. These also happen to be the highest levels since early 2011, but let"s not get bogged down in unfortunate details! Rates will definitely move lower at some point in the future. That"s the way economic cycles work--and they always work eventually. The...Read More





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