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Get the best mortgage loan for you in California

When you decide to buy a home or refinance a mortgage in California, it's a big decision. You can trust first California Financial to find the loan program with the lowest possible interest rate that's best for you. With our proprietary system of paperless, electronic and online mortgage brokering, we can provide some of the lowest rates and terms available in California. Deal directly with us, we do not send you out to  other companies , we consider you our private client.  

Buying a new home in California can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust us to make the process as smooth as it can be with, with status updates along the way. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan here in California is like getting the keys to your new house! We can help you get there and we will help get you qualified as quickly as possible for your home loan.

Refinancing your mortgage loan in California has never been easier with us. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We are completely paperless and this allows for the most efficient and effective in the processing of your loan. Let our professionals guide you to the very best refinanced loan!

GET A  FREE RATE QUOTE NOW! or call 800-562-6770

Our mortgage professionals give you the personal attention you deserve and treat you with the respect as a private client. We understand you're making a commitment in buying a new home or refinancing a mortgage. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please call us today and allow us to help you refinance your home loan, qualify for the purchase of your new home or help you with any home loan needs you may have here in California. Find out now what we can do for you and how easy it is to get started.

ProductAvg. RateChg.
30 Yr Fixed4.70--
15 Yr Fixed4.14--
FHA 30 Yr4.45--
Jumbo 30 Yr4.72-0.01
5/1 Yr ARM3.94-0.01
About RatesGet Widget
ProductAvg. RateChg.
MORTGAGE NEWS :
 
Mortgage Rates Up to New Highs For 2019
1/23/2019 5:29 PM
Mortgage rates jumped a bit today, as lenders got caught up with the bond market movements from last Friday. It"s fair to wonder why they wouldn"t have done this yesterday. The reason has to do with the timing of market movement and the threshold for lenders to make mid-day rate sheet changes. If bond markets move enough during the day, mortgage le...Read More
 
Mortgage Rates Dodging Some Risk For Now
1/22/2019 3:38 PM
Mortgage rates were higher heading into the end of the previous week. To make matters worse, as of Friday afternoon, it didn"t look like the average lender had fully accounted for the losses in the bond market. Bonds dictate interest rate movement. When it comes to mortgages, lenders are paying close attention to trading levels in bond markets, but...Read More
 
Mortgage Rates Nominally Higher Despite Bond Market Warning
1/18/2019 3:10 PM
Mortgage rates rose gently today. Most mortgage borrowers (and many mortgage professionals, for that matter) wouldn"t be aware of slightly more alarming risks lurking underneath the surface. Those risks involve the broader bond market from which mortgage-related bonds take their directional cues. More simply put, if US Treasuries are improving, mor...Read More
 
Mortgage Rates Holding Ground But Volatility Could Increase
1/17/2019 3:03 PM
Mortgage rates were technically steady today. In fact, as of this writing, most lenders are offering slightly better terms compared to yesterday, but only by barely-detectable amounts. The afternoon brought volatility in financial markets owing to trade-related headline. That volatility isn"t moving in a good direction for mortgage rates at the mom...Read More
 
Mortgage Rates Up Slightly, But Still in Great Shape
1/16/2019 4:00 PM
Mortgage rates rose modestly today after spending the past 2 days moving sideways. It was really yesterday"s market weakness that caused today"s move. Mortgage rates are most directly affected by the trading of mortgage-backed securities (MBS). When MBS are weaker, rates rise. MBS were weaker throughout the day yesterday, but not by quite enough fo...Read More





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