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Get the best mortgage loan for you in California

When you decide to buy a home or refinance a mortgage in California, it's a big decision. You can trust first California Financial to find the loan program with the lowest possible interest rate that's best for you. With our proprietary system of paperless, electronic and online mortgage brokering, we can provide some of the lowest rates and terms available in California. Deal directly with us, we do not send you out to  other companies , we consider you our private client.  

Buying a new home in California can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust us to make the process as smooth as it can be with, with status updates along the way. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan here in California is like getting the keys to your new house! We can help you get there and we will help get you qualified as quickly as possible for your home loan.

Refinancing your mortgage loan in California has never been easier with us. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We are completely paperless and this allows for the most efficient and effective in the processing of your loan. Let our professionals guide you to the very best refinanced loan!

GET A  FREE RATE QUOTE NOW! or call 800-562-6770

Our mortgage professionals give you the personal attention you deserve and treat you with the respect as a private client. We understand you're making a commitment in buying a new home or refinancing a mortgage. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please call us today and allow us to help you refinance your home loan, qualify for the purchase of your new home or help you with any home loan needs you may have here in California. Find out now what we can do for you and how easy it is to get started.

ProductAvg. RateChg.
30 Yr Fixed4.70--
15 Yr Fixed4.14--
FHA 30 Yr4.45--
Jumbo 30 Yr4.72-0.01
5/1 Yr ARM3.94-0.01
About RatesGet Widget
ProductAvg. RateChg.
MORTGAGE NEWS :
 
Mortgage Rates Sticking Close to Long-Term Lows
2/19/2019 4:17 PM
Mortgage rates fell modestly today, making it the 7th straight business day where they"ve moved in the opposite direction from the previous day. This see-saw pattern is commonly seen during periods of consolidation in the bond market (which serves as the foundation for mortgages and most other interest rates). And a consolidation is often seen duri...Read More
 
Mortgage Rates in a Holding Pattern
2/15/2019 2:42 PM
Mortgage rates were slightly higher today, marking the 6th day in a row where they"ve reversed course versus the previous day. This is the sort of behavior we see when underlying financial markets are having a hard time making up their mind (or are simply waiting for something before committing to the next big move). In the case of mortgage rates, ...Read More
 
Rates Are Better Today, But Not Back to 1-Year Lows
2/14/2019 4:19 PM
Mortgage rates recovered today after rising to the highest levels in a week as of yesterday. The improvement followed a much-weaker-than-expected Retail Sales report--something investors have been waiting on for nearly 2 months due to the government shutdown. Retail sales comprise an important part of economic activity, and the economy is one of th...Read More
 
Highest Mortgage Rates in a Week After Today"s Move
2/13/2019 5:18 PM
Mortgage rates hadn"t changed much over the past few business days, even though they arguably should have moved a bit higher yesterday. That made today"s adjustment slightly more abrupt. Why was there an adjustment? Mortgage rates are based primarily on the trading levels in the bond market. In turn, the bond market takes cues from a multitude of f...Read More
 
How The Shutdown Is Affecting Mortgage Rates
2/12/2019 4:17 PM
Mortgage rates were roughly unchanged yet again today, although the average lender was charging microscopically higher fees compared to yesterday. The key ingredient in today"s market movement (which ultimately translates to mortgage rate movement) was the promise of a deal to avert another government shutdown at the end of the week. Late in the da...Read More





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