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Get the best mortgage loan for you in California

When you decide to buy a home or refinance a mortgage in California, it's a big decision. You can trust first California Financial to find the loan program with the lowest possible interest rate that's best for you. With our proprietary system of paperless, electronic and online mortgage brokering, we can provide some of the lowest rates and terms available in California. Deal directly with us, we do not send you out to  other companies , we consider you our private client.  

Buying a new home in California can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust us to make the process as smooth as it can be with, with status updates along the way. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan here in California is like getting the keys to your new house! We can help you get there and we will help get you qualified as quickly as possible for your home loan.

Refinancing your mortgage loan in California has never been easier with us. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We are completely paperless and this allows for the most efficient and effective in the processing of your loan. Let our professionals guide you to the very best refinanced loan!

GET A  FREE RATE QUOTE NOW! or call 800-562-6770

Our mortgage professionals give you the personal attention you deserve and treat you with the respect as a private client. We understand you're making a commitment in buying a new home or refinancing a mortgage. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please call us today and allow us to help you refinance your home loan, qualify for the purchase of your new home or help you with any home loan needs you may have here in California. Find out now what we can do for you and how easy it is to get started.

ProductAvg. RateChg.
30 Yr Fixed4.70--
15 Yr Fixed4.14--
FHA 30 Yr4.45--
Jumbo 30 Yr4.72-0.01
5/1 Yr ARM3.94-0.01
About RatesGet Widget
ProductAvg. RateChg.
MORTGAGE NEWS :
 
Mortgage Rates Recover With Help From an Old Friend
10/18/2018 4:03 PM
Mortgage rates recovered most of yesterday"s losses today, following turmoil in European financial markets. What does Europe have to do with rates in the US? A lot, actually. In fact, Europe deserves credit for most of the glacial move toward lower rates seen from early 2014 through mid-2016, and was a key ingredient of the low rate environment in ...Read More
 
Mortgage Rates Back up to Recent Highs
10/17/2018 6:03 PM
Mortgage rates moved higher at a quicker pace today, following the release of the Minutes from the most recent Fed meeting. But correlation isn"t necessarily causality in this case. The Minutes provide a more detailed account of the Fed meeting that resulted in September"s rate hike. That rate hike was foregone conclusion and the Fed has been a rel...Read More
 
Mortgage Rates Modestly Higher Ahead of Fed Minutes
10/16/2018 3:29 PM
Mortgage rates didn"t move much today. Some lenders were perfectly unchanged, but the average lender was just slightly higher. That"s at odds with underlying bond market movement (which directly impacts rates)--at least at first glance. Specifically, the bonds underlying mortgages were slightly stronger today. That would imply slightly lower mortga...Read More
 
Mortgage Rates Stay Steady, Waiting For a Sign
10/15/2018 4:32 PM
Mortgage rates were sideways to slightly higher today, prolonging a 3-day trend of exceptionally light volatility. The 5 days before that (beginning on Wednesday, October 3rd) were completely different, with a huge move higher at first followed by a moderate recovery at the beginning of last week. That recovery largely followed the stock market wea...Read More
 
Mortgage Rates Hold Steady as Stocks Stabilize
10/12/2018 6:06 PM
Mortgage rates held relatively steady today, finally leveling off after two solid days of improvement driven by the week"s big stock market sell-off. Stocks and rates don"t always move in the same direction at the same time, but when stocks make a big move lower, rates tend to benefit. This week"s move lower in stocks was the 3rd largest since the ...Read More





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