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Get the best mortgage loan for you in California

When you decide to buy a home or refinance a mortgage in California, it's a big decision. You can trust first California Financial to find the loan program with the lowest possible interest rate that's best for you. With our proprietary system of paperless, electronic and online mortgage brokering, we can provide some of the lowest rates and terms available in California. Deal directly with us, we do not send you out to  other companies , we consider you our private client.  

Buying a new home in California can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust us to make the process as smooth as it can be with, with status updates along the way. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan here in California is like getting the keys to your new house! We can help you get there and we will help get you qualified as quickly as possible for your home loan.

Refinancing your mortgage loan in California has never been easier with us. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We are completely paperless and this allows for the most efficient and effective in the processing of your loan. Let our professionals guide you to the very best refinanced loan!

GET A  FREE RATE QUOTE NOW! or call 800-562-6770

Our mortgage professionals give you the personal attention you deserve and treat you with the respect as a private client. We understand you're making a commitment in buying a new home or refinancing a mortgage. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please call us today and allow us to help you refinance your home loan, qualify for the purchase of your new home or help you with any home loan needs you may have here in California. Find out now what we can do for you and how easy it is to get started.

MORTGAGE NEWS :
 
MBS RECAP: Next Week Should be More Interesting
5/26/2017 2:09 PM
Posted To: MBS CommentaryToday was a non-starter, despite the presence of economic data that certainly had the street cred to move markets (if markets were inclined to move). GDP cam in stronger than expected at +1.2 vs +0.9 forecast, as did Durable Goods (-0.7 vs -1.2 forecast). The biggest counterpoint i...Read More
 
Mortgage Rates Coast Into Extended Weekend
5/26/2017 1:31 PM
Posted To: Mortgage Rate WatchMortgage rates didn"t move much today. Lenders that made detectable adjustments generally did so in a moderately positive direction. While this isn"t remotely enough to make a difference in the actual NOTE rate on a mortgage quote, it could make for microscopically lower upfront co...Read More
 
Wages and Inflation; The Fed and Mortgage Rates
5/26/2017 7:54 AM
Posted To: Pipeline PressReady to rush off and join the blockchain rush? Not so fast. The implementation of blockchain technology in the financial-services industry is meeting some resistance, with enthusiasm not equating to industrywide rollout. Like GSE reform, it will take many years and ...Read More
 
MBS Day Ahead: Data Casts Vote on Recent Trend Shift
5/26/2017 7:28 AM
Posted To: MBS CommentaryUp until yesterday, the past week and a half of trading ran the risk of taking the shape of an uptrend leading back from the lows that followed last week's political drama. Things have been surprisingly quiet on the headline front when it comes to said drama. Even the rumor mil...Read More
 
MBS RECAP: Bonds Begin Heading For The Exits, Hoping to Avoid Drama
5/25/2017 3:54 PM
Posted To: MBS CommentaryAfter seeing today's trading--especially when we consider it in the context of recent technical levels and yesterday's bounce around 2.25% in 10yr yields--it seems increasingly clear that bonds are doing that thing they sometimes do as the weekend is approaching. Namely, th...Read More
 
Mortgage Rates Improve as Lenders Catch up With Yesterday"s Gains
5/25/2017 3:08 PM
Posted To: Mortgage Rate WatchMortgage rates fell today despite relatively uneventful movement in underlying bond markets (which drive day to day changes in rates). The net improvement can be explained by the timing of yesterday"s improvement. Simply put, bonds improved late in the day (following the 2pm releas...Read More
 
Freddie Mac Pulls a 180 in Housing Outlook
5/25/2017 10:09 AM
Posted To: MND NewsWireRather than taking a step back this year, home sales now seem ready to best their 2016 numbers. Freddie Mac"s economists admit that, up until this month, their expectations were for the former (i.e. a "step back"), but based on recent data, they now see the U.S. housing market "on track to eclipse ...Read More
 
Watt Says FHL Home Bank Activity Tops $1 Trillion
5/25/2017 10:06 AM
Posted To: MND NewsWireIt often gets lost in the shuffle, but the Federal Housing Finance Agency (FHFA) is not just the regulator and conservator of the government sponsored enterprises Fannie Mae and Freddie Mac, it also regulates the Federal Home Loan Banking System (FHLBank). Melvin L. Watt, Director of FHFA spoke to ...Read More
 
PHH v. CFPB - Recording of the Arguments, a Webinar About Yesterday"s Action, What"s Next?
5/25/2017 8:50 AM
Posted To: Pipeline PressMontana may have its issues with politicians vying for the WWE title belt, but the state does seem to steer clear of cyberattacks. At least, it does in this hypnotic hacking attempt map . PHH & CFPB drama continues Yesterday the Court of Appeals rehearing of the ...Read More
 
MBS Day Ahead: Auction Cycle Ends; Bonds Still Have a Shot
5/25/2017 8:14 AM
Posted To: MBS CommentaryTuesday of this week was a bit alarming for bond markets as it introduced the possibility that yields were opting for upward momentum after bottoming out amid last week's political drama. If we'd seen additional weakness yesterday, the case might have been closed on the mom...Read More





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