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Get the best mortgage loan for you in California

When you decide to buy a home or refinance a mortgage in California, it's a big decision. You can trust first California Financial to find the loan program with the lowest possible interest rate that's best for you. With our proprietary system of paperless, electronic and online mortgage brokering, we can provide some of the lowest rates and terms available in California. Deal directly with us, we do not send you out to  other companies , we consider you our private client.  

Buying a new home in California can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust us to make the process as smooth as it can be with, with status updates along the way. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan here in California is like getting the keys to your new house! We can help you get there and we will help get you qualified as quickly as possible for your home loan.

Refinancing your mortgage loan in California has never been easier with us. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We are completely paperless and this allows for the most efficient and effective in the processing of your loan. Let our professionals guide you to the very best refinanced loan!

GET A  FREE RATE QUOTE NOW! or call 800-562-6770

Our mortgage professionals give you the personal attention you deserve and treat you with the respect as a private client. We understand you're making a commitment in buying a new home or refinancing a mortgage. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please call us today and allow us to help you refinance your home loan, qualify for the purchase of your new home or help you with any home loan needs you may have here in California. Find out now what we can do for you and how easy it is to get started.

Mortgage Rates
MBS RECAP: Weakest Levels in Nearly 5 Months
10/27/2016 5:50 PM
Posted To: MBS CommentaryTraders who reported seeing buying signals as 10yr yields approached 1.80 earlier this week would surely like to borrow a time machine . In retrospect, 1.80% turns out to have been a sell signal, and a loud one at that. In defense of those traders, and indeed of the entire notion o...Read More
Mortgage Rates Spike to 5-Month High
10/27/2016 1:23 PM
Posted To: Mortgage Rate WatchMortgage Rates are much higher today, regardless of anything else you may have seen. Why am I alluding to other things you may have seen? Because it"s Thursday--the day that Freddie Mac publishes its weekly mortgage rate survey, which is subsequently used as source material for mos...Read More
Blame Student Loans for Homebuying Trends? Not So Fast!
10/27/2016 10:48 AM
Posted To: MND NewsWireLarge burdens of student debt have been blamed by many for the delay in homebuying that has characterized the Millennial generation. In a recent post on CoreLogic’s Insights blog Director of Analytics, Jianiun Xie, looks at the effect of this debt on Millennials’ creditworthiness. Xie a...Read More
Pending Sales Rise, Signal Impressive Demand
10/27/2016 9:47 AM
Posted To: MND NewsWirePending home sales bounced back in September after falling by 2.5 percent in August the National Association of Realtors® (NAR) said on Thursday. NAR"s Pending Home Sales Index (PHSI), a measure based on contracts signed for existing home purchases, rose 1.5 percent in September to 110.0 from 1...Read More
Appraisal News; Webinars on PHH/CFPB, Selling Loans; Broker to Banker; Pumpkin Humor
10/27/2016 9:42 AM
Posted To: Pipeline PressWant to lend money? A common evaluation framework is the Five C"s of Credit : capacity, capital, collateral, conditions and character. Let"s see what"s going on with the collateral side of things, especially with disaster areas - investors sure want to know that the ...Read More
MBS Day Ahead: Bonds On The Run
10/27/2016 8:52 AM
Posted To: MBS CommentaryPaul McCartney will only be signing about "bonds on the run" if he's in the market for a mortgage, because bonds are running in the wrong direction. This morning's US economic data is already out, and it did little to stem the tide of selling that was already in p...Read More
MBS RECAP: Bonds Weaker as Supply Weighs
10/26/2016 4:41 PM
Posted To: MBS CommentaryBonds were stronger during Asian market hours this morning, but things changed quickly as European trading got underway. Relative to Treasuries, European bond markets blasted toward higher yields fairly quickly. Blame can be spread fairly evenly between data, new debt supply, and t...Read More
Mortgage Rates (And Uncertainty) Remain High
10/26/2016 3:37 PM
Posted To: Mortgage Rate WatchMortgage Rates didn"t move much today, with most lenders just slightly higher than yesterday. This keeps us right in line with the highest levels in more than 4 months. For the sake of perspective, outside the past 4 months, rates have hardly ever been as LOW as they are today. The...Read More
New Home Sales Relatively Strong, Despite Downward Revision
10/26/2016 9:49 AM
Posted To: MND NewsWireNew home sales resumed their upward march in September, rising above August sales which had retreated significantly from a near decade-long high of 629,000 units set in July. The Census Bureau and Department of Housing and Urban Development said newly constructed homes were sold at a seasonally adj...Read More
Bank M&A; FHA & VA Updates; Re/Max Rolls Out New Mortgage Company
10/26/2016 8:42 AM
Posted To: Pipeline PressIt is well documented that “women spend more time wondering what men are thinking than men spend thinking.” Lemon Drops move over! (For those of you who don’t know, the Lemon Drops are an informal group of mortgage gals that meet up at conferences t...Read More

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